First Year Free (Limited-time offer, not applicable if you currently hold or have ever held an Axis Credit Card)
Enjoy 25% Cashback on Airtel Mobile, Broadband, WiFi, and DTH bill payments via the Airtel Thanks app (capped at 2 x Rs 250 earned under the base category)
Get 10% Cashback on Zomato, Blinkit, and District Movies transactions (applicable via E-com spends; capped at Rs 200 per partner per month)
Earn 10% Cashback on utility bill payments like gas and electricity when paid through the Airtel Thanks app (capped at 1 x Rs 250 earned under the base category)
Earn 1% Cashback on all other purchases made via RuPay UPI transactions
Enjoy 1% fuel surcharge waiver across India (capped at Rs 500 per statement; valid on transactions between Rs 400 - Rs 4,000)

FEES AND LIST OF ALL CHARGES
Joining Fee: Nil (1st Year)
Annual Fee: Rs 500 + GST, from second year onwards
The annual fee is waived if you spend Rs 2,00,000 or more in the previous year

DOCUMENTS NEEDED
ID Proof: PAN Card/Form 60
Address Proof: Aadhaar, Passport, or utility bills
Income Proof: Bank statements or Salary slips
Photograph: Recent passport-sized photo

ELIGIBILITY CRITERIA
Age: 21 to 65 years
Employment: Salaried or Self-Employed
Salaried Income: Rs 25,000/monthly
Self Employed: ITR > Rs 3,60,000/annum
Credit Score: 735+
New to Credit: Not Allowed