About Uni GoldX Credit Card -

• Enjoy a Lifetime-free credit card with no renewal fees
• Earn rewards as real 24K Digital Gold on eligible online & offline spends. Rewards are credited as Uni Coins, which can be converted into Digital Gold or redeemed for physical gold coins via the Uni platform
• Get accelerated rewards of up to 8% on brand vouchers purchased via Uni Store across popular brands like Amazon, Myntra, Zomato, Blinkit, MakeMyTrip, Swiggy, Cleartrip & more
• Enjoy zero forex markup on eligible international transactions across 180+ countries, making overseas spends more rewarding
• Earn unlimited 7% back on domestic & international flight bookings made through Uni Store with no reward capping or minimum spend requirement
• Unlimited 7% back on hotel bookings made through Uni’s partnered travel platform
• Enjoy 50% back on PVR & INOX movie ticket bookings once every month through Uni Store (capped at Up to Rs 250/month, valid on 10k spend in a month)
• Flat 1% back on eligible UPI Scan & Pay transactions using the RuPay variant linked to supported UPI apps
• Get 1% fuel surcharge waiver on eligible fuel spends across India for transactions between Rs 400 - Rs 5,000, with a maximum waiver of Rs 500 per statement cycle

Fees & List of Charges -

• Joining Fee: Nil
• Annual Fee: Nil

Eligibility Criteria -

• Age: 25 to 50 years
• Employment: Both salaried and self-employed individuals
• Salaried Income: Rs 25,000/monthly
• Self Employed: ITR > Rs 7,50,000/annum
• Credit Score: 700+

Documents Needed -

• ID Proof: PAN Card/Form 60
• Address Proof: Aadhaar, Passport, or utility bills
• Income Proof: Bank statements or Salary slips