Offer Details
Earn 5% cashback on every eligible online transaction, across all websites and apps. No merchant restrictions (Capped at Rs 5000/month combined for both Online & Offline Spends)
Offline spends: Get 1% cashback on everyday purchases (eligible offline categories)
Online + offline cashback combined is capped at Rs 5,000 per statement cycle - save Rs 60,000/year
Fuel surcharge waiver: 1% waiver on transactions between Rs 500– Rs 3,000, capped at Rs 100 per statement cycle. No cashback is earned on fuel
Offline spends: Get 1% cashback on everyday purchases (eligible offline categories)
Online + offline cashback combined is capped at Rs 5,000 per statement cycle - save Rs 60,000/year
Fuel surcharge waiver: 1% waiver on transactions between Rs 500– Rs 3,000, capped at Rs 100 per statement cycle. No cashback is earned on fuel
Cashback is auto-credited to your SBI Card account within 2 working days of statement generation
FEES AND LIST OF CHARGES
Joining Fee: Rs 999 + GST, you get more EarnKaro Profit than this
Annual Fee: Rs 999 + GST, from second year onwards
The annual fee is waived if you spend Rs 2,00,000 or more in the previous year
DOCUMENTS NEEDED
ID Proof: PAN Card/Form 60
Address Proof: Aadhaar, Passport, or utility bills
Income Proof: Bank statements or salary slips
Photograph: Recent passport-sized photo
ELIGIBILITY CRITERIA
Age: 21 to 65 years
Employment: Both salaried and self-employed individuals
Minimum Income: Rs 30,000
Credit Score: 650+ with no delayed payments in the past 12 months
New-to-Credit: Allowed only for salaried applicants